Question 1

What is a high-risk payment gateway?

Accepted Answer

A high-risk payment gateway serves businesses in industries with elevated chargeback rates or regulatory complexity. EPaySe provides specialized processing with rule-based fraud prevention, chargeback management, and compliance tools, with eligibility reviewed case by case.

Question 2

What industries does EPaySe support?

Accepted Answer

EPaySe is built for a wide range of high-risk and regulated businesses needing specialized payment processing. Each account is reviewed and approved case by case — contact us to discuss your specific business. We build on card networks that reach 173+ countries.

Question 3

How fast can I get approved for a merchant account?

Accepted Answer

KYB review time varies by industry and documentation completeness, and includes AML and sanctions-screening checks. Each application is reviewed case by case.

Question 4

What countries and currencies does EPaySe support?

Accepted Answer

EPaySe is built on card networks that reach 173+ countries. Card processing is the supported method today; local payment methods and multi-currency settlement are not offered yet.

Question 5

How does EPaySe prevent chargebacks and fraud?

Accepted Answer

EPaySe uses a rule-based fraud engine with real-time risk scoring, velocity checks, BIN analysis, device fingerprinting and IP intelligence, plus 3-D Secure support. Multi-PSP routing is built to steer away from providers showing elevated fraud rates.

Question 6

What is multi-PSP routing?

Accepted Answer

Multi-PSP routing directs each transaction to the payment service provider most likely to approve it, based on real-time success rates, fees, geography, and card type. EPaySe is built to connect to multiple providers and select between them automatically, so a decline at one can be retried at another.

Question 7

How do I integrate EPaySe into my website?

Accepted Answer

EPaySe offers a RESTful API with HMAC-SHA256 authentication and sandbox testing, so you can build and verify an integration before going live.